How much do you care about your credit score?

My credit score dropped a few points just the other day after I applied for something. Doesn’t bother me, since I know it drops whenever you apply for credit and then hopefully returns when you make payments on time etc.

Just curious how other people feel about their credit score. I saw online that normal scores are around 700 or so? I’m not sure why mine is so high.

I have regular bank accounts and a single credit card that I use and pay off each month. I don’t earn ‘lots’, just a very average salary. Is that all it takes to have a ‘excellent’ credit score? I know that’s not the only thing lenders look at, but it’s what I hear about lots.

Thoughts?